Fast, simple & integrated EFTPOS for your business
Get in touch for a no obligation quote.
Get a quote
Why Tyro?
Like businesses, not all banks are the same. We're shaking up the business banking world, with smart technology that could save you time and money.
Tap & Save
Customers Tap. You Save *. Keep more of what you make on eligible Tap & Go debit transactions with Tyro's Tap & Save.
Connectivity that suits you
With WiFi and 3G backup. Plus, dual live data centres.
Faster than cash
Serve customers fast with sub 1.5 second transaction speeds ^.
Easy setup
Quick and simple set-up - plug in, activate and go so you can focus on your business.
Seamless integration
Reduce keying errors and make end-of-day reconciliation a breeze with 330+ integrated POS/PMS providers.
Customised solutions
Tailor-made EFTPOS features for hospitality, retail and health including SplitBills § and BarTabs.
Local support
24/7 Australian-based Customer Support is included with our merchant facility.
No lock-in contract
No lock-in contract and no hidden fees: we believe in our products.
Real-time reporting
Monitor your EFTPOS and eCommerce takings in real-time.
The Tyro EFTPOS machines
We have both a countertop and a mobile solution that could work for you.
CounterTop EFTPOS
Fast countertop transactions
- 3G and Ethernet configurable
- Accept contactless payments
- Connects to multiple tills/POS lanes
- Integration with 330+ POS/PMS solutions
- Built-in advanced thermal printer
- Backlit ergonomic keypad for easier keying
Mobile EFTPOS
Wireless mobile payments
- 3G and WiFi compatible
- Accept contactless payments
- Rechargeable lithium ion battery
- Integration with 330+ POS/PMS solutions
- Built-in advanced thermal printer
- Backlit ergonomic keypad for easier keying
Accept more payment types
Customised solutions for your industry
Tap & Save
Tyro Tap & Save helps customers make great savings on Merchant Service Fees for eligible Tap & Go debit transactions.
POS/PMS Integration
Instant POS/PMS integration with 330+ POS/PMS solutions.
Award Winning
Awarded Best Payment Services Bank,
Australian Business Banking Awards 2018.
Business Loans
Access to an unsecured business loan. The amount you can borrow is calculated using your EFTPOS and eCommerce transaction history ¤.
Tyro & Xero
Seamless bank feeds, quick pay roll and simple batch payments.
Integrated Medicare Easyclaim δ
29 PMS integrations with Medicare Easyclaim δ
Unlimited doctors and accounts
Integrated Health Fund Claiming with Tyro HealthPoint δ
98% coverage of the insured population
27 PMS integrations with HealthPoint
Pay@Table
Flexibility to let customers pay at the table. §
SplitBills
Let customers split bills at the table. §
Tipping
Discreet and easy tipping, including split tips and percentage tipping.
Dynamic Currency Conversion
Let customers pay in their home currency with 130 currencies offered.
BarTab & GuestTab
Let customers pre-authorise their spend. §
No locked tills
Process transactions simultaneously.
Local Support
24/7 Australian-based Customer Support.
POS/PMS Integration
Instant POS/PMS integration with 330+ POS/PMS solutions.
Award Winning
Awarded Best Payment Services Bank,
Australian Business Banking Awards 2018.
Tyro Bank Account †
Tyro EFTPOS includes a fee free deposit account that earns you interest.
Get your EFTPOS funds paid every day ® at a time you choose (from 8pm) when you settle into your Tyro Bank Account. Or, if same day settlements are not important to you, we can auto-sweep your funds into any Australian bank account if you don’t want to leave your funds with Tyro.
Supporting 66,000 Australian businesses and growing
"Tyro integrates seamlessly with our POS. The solution saves the business time and money, while providing a friendly experience to our customers."
Mike
Owner, Throwback Store
"I got into the business to make coffee. Not to mess around with EFTPOS machines and computers. Tyro just works so I can work."
Nicholas
Owner, Bean Haus Cafe
"Tyro means less gap payments, less Medicare cheques and less follow-up of outstanding accounts due to immediate payment and claiming options."
Angela
Practice Manager, Majellan Medical Centre
Join Tyro and benefit from fast & integrated EFTPOS tailored to your business
Or call 1300 00 TYRO (8976) Mon-Fri 9.00am-5.30pm (Sydney time).
Tyro has no lock-in contract, we believe in our products.
Frequently Asked Questions
Do I have to change my bank account?
No. Tyro can autosweep EFTPOS settlements from the Tyro Bank Account into any Australian bank account.
How long does it take for funds to settle?
For customers who settle their funds into the Tyro Bank Account, they have their funds available to them daily, seven days a week, at a time they choose from 8pm. For customers who do not settle into the Tyro Bank Account, Tyro submits payment instructions for the previous day’s transactions to the merchant's nominated bank in a file at 10am on banking days via the Bulk Electronic Clearing System (BECS). Non-banking days (weekends and Public Holidays) are submitted along with the next banking day’s transactions.
Is there any lock-in contract?
Tyro has no lock-in contract, we believe in our products. You may cancel at anytime.
How long does it take for the EFTPOS machine/s to arrive?
Once your application is approved, it’ll take 1-2 business days in metro areas for the EFTPOS machine/s to arrive.
How do I transfer from a different provider?
You can keep using your existing EFTPOS machine until your Tyro EFTPOS machine arrives.
* Tyro does not guarantee any cost savings by opting in for Tap & Save. Savings on eligible transactions processed through the cheapest network vary for each business depending on their card mix, transaction volume and amount, industry, and pricing plan. Eligible transactions are contactless debit card transactions less than $1,000. Tap & Save is not available on Special Offer pricing which includes some flat fee simple pricing offers or where you surcharge on debit card transactions as cost savings may not be realised. For details refer to Tyro.com or call 1300 00 TYRO (8976).
^ Average time taken to authorise a Visa, Mastercard, eftpos payment transaction, during the period 1 Feb 2022 to 30 April 2022. Measured as the time elapsed from a cardholder presenting the card on the EFTPOS machine to the return of the authorisation on the EFTPOS machine from the card schemes.
§ Tyro’s Pay@Table and SplitBills features are only available where the POS/PMS supports the integration. SplitBills is only available with Tyro’s Pay@Table feature.
¤ Tyro loans are subject to Tyro's eligibility and credit criteria. A personal guarantee is required and loan repayments are subject to minimum repayment amounts. Other conditions may apply.
δ Medicare Easyclaim is only available where your third-party software or practice management system supports the integration.
† The Tyro Bank Account is a protected account under the Financial Claims Scheme which guarantees repayment of depositor funds up to $250,000 per account holder at an authorised deposit taking institution in the unlikely event of their insolvency. For more information visit ASIC's website.
® Settlements are paid 7 days a week when you meet the following eligibility criteria:
• The daily takings from your Tyro EFTPOS and/or eCommerce facility are settled into the TyroBank Account; and
• The Flexible Settlement Allocation feature is configured to leave a percentage of your daily takings in the Tyro Bank Account each day.
Available settlement times are from 8pm to 5am (Sydney time). Excludes Alipay, HealthPoint and funds settled directly by Afterpay, American Express, JCB and Diners Club.
2024 © Tyro Payments Limited. All rights reserved. | Privacy Policy
Tyro Payments Limited ACN 103 575 042 AFSL 471951 (Tyro) is the issuer of its own financial products. As Tyro does not take into account your personal circumstances, please consider if these products are suitable for you. You can contact Tyro on 1300 00 TYRO (8976) or tyro.com and access Tyro's dispute resolution process at tyro.com/complaint-resolution-process/.