Tyro vs Competitors
Data updated as of 09/03/2026
|
|
Tyro |
Westpac |
CBA |
NAB |
ANZ |
Square |
Shift4 |
Zeller |
Adyen |
|---|---|---|---|---|---|---|---|---|---|
 |
 |
 |
 |
 |
 |
 |
 |
 |
|
| Pricing Options | |||||||||
| Simple |
✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | – |
| Blended |
✔ | ✔ | ✔ | ✔ | ✔ | ✔ | – | – | – |
| Cost+ (Scheme Cost + Interchange & Acquirer Margin) |
✔ | ✔ | ✔ | ✔ | – | – | – | – | ✔ |
| Card Based Pricing | ✔ | – | – | – | ✔ | – | – | – | – |
| No Cost Eftpos (flat rate incl. of terminal rental) |
✔ | – | – | – | – | ✔ | ✔ | ✔ | – |
| Dynamic Surcharging | ✔ | – | ✔ | – | – | ✔ | ✔ | ✔ | ✔ |
| Tipping | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Least Cost Routing | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | – | – | ✔ |
| Standard Pricing / Fees | |||||||||
| Terminal Rental | $19 | $24.75 | $29.50 | $25 | $19.95 (standalone), $29.95 (Integrated) | N/A | NCE | N/A | N/A |
| Purchase Outright | N/A | N/A | Smart Mini Terminal – $59 | N/A | N/A | $329 | N/A | $99 – $199 | Various |
| Chargeback Fee | $0 | $33 | $30 | $25 | – | $0 | – | $0 | Various |
| Set Up Fee | $0 | $0 | $0 | $0 | $0 | $0 | Yes | $0 | $0 |
| Lock-In Contracts | No | No | No ( 30 days notice) | No (terminable on 60 days’ written notice) | No ( 30 days notice) | No | No | No | Yes |
| Cancelation Fee | No | No | Yes | No (as long as hardware is returned) | Yes | No | Yes (Conditional) | No | Yes |
| Sim Card Costs | $0 | – | $0 | – | – | N/A | $0 | $15 | Various |
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